how long do I have to wait in order to get a new mortgage if I do go ahead with a short sale? There are several variables at play in this question. Are there mortgage lates? How was the short sale reported on your credit report? How much was your credit affected? A well…
Do you have to miss one or two mortgage payments in order for a lender to approve a short sale? You don’t necessarily have to miss a payment to have a short sale approved. Worries about missed payments and the effect on one’s credit has always been a legitimate concern for any seller considering a…
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“Before deciding to do a short sale she laid out around
10 different options that were available to me.
She didn’t tell me which option to choose,
but just instructed me on the pro’s and cons of each option.
I liked that she didn’t tell me what to do.
Instead she gave me the facts and answered my question
in a very professional manner.”
Bryan D (successful short sale client)
…….
“Cheryl Bray is an excellent Realtor. She is extremely professional,
always looking at the details and keeping everyone well informed.
While selling my home as a short sale, Cheryl found a new buyer within a week,
after the original buyers walked away because they were not willing to wait for the bank short sale approval.
Because of her, the bank had all the paper work on time. She took care of every detail related to my short sale.
I walked away from my house with full deficiency release on two loans
and without having to pay back any money to the bank. Not even property taxes owed.
After closing, Cheryl recommended a credit repair agency that is helping me with my credit rating.
Muchas gracias Cheryl”
Edwin M. (successful short sale client)
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